Traffic fines
How Traffic Fines Work in South Africa
In South Africa, paying a traffic fine is not an option, but rather a responsibility. Whether a motorist speeds over the limit on a freeway or dashes at 100 km an hour from one traffic light to the next in the suburbs, they know they are breaking the law, and if fined, must bear the consequences. No doubt, there are other even more serious traffic offences, such as speeding while driving under the influence, or skipping a red light at high speed that can have dire repercussions.   South Africa has some of the worst road traffic injury statistics in the world, and motorists must understand that these types of traffic violations that could incur serious harm and risk of putting a life in danger are essentially crimes that deserve punishment.   How Traffic Fines Work Records of traffic fines and notices of summons that have been served by traffic authorities are backed up electronically. When a road traffic violation has taken place, the procedure is as follows:   Step 1 – Infringement Notice A traffic offence is regarded as a very serious violation of the law, which warrants a major sentence on conviction, such as imprisonment, or a substantial monetary fine, or both. Minor and major infringements dealt with in accordance with the administrative procedures, as prescribed in the AARTO Act. If a person is alleged to have committed an infringement, the traffic officer will issue an Infringement Notice. Hand-written infringement notices are handed out by traffic offices and will eventually be replaced by electronic devices. Camera infringements are electronically generated by eNatis and send by mail. At this point, the fine amount has a 50% discount attached if paid in 32 days.   Step 2 - Courtesy letter A courtesy letter is mailed if the fine is not paid in the first 32 days that the infringement notice is issued. At this point, the full amount must now be paid plus administration fees. Failure to comply with the requirements of the Courtesy Letter will result in the issuing of an Enforcement Order.   Step 3 – Enforcement Order By failing to comply with the Courtesy Letter or appearing in court after electing to appear in court, an offender will be issued an Enforcement Order by mail. At this point, demerit points will be automatically allocated.   Failure to comply with the requirements of the Enforcement Order within 32 days will result in a Warrant being issued to recover the applicable penalty and fees.   Until such time that the penalty and the additional fees have been paid, no driving licence, professional driving permit, or vehicle licence disc will be issued which is registered in your name until the Enforcement Order has been complied with or revoked.   Step 4 – Warrant of Execution If the Enforcement Order is not complied with within 32 days a Warrant will be issued and handed to a Sheriff for execution. This may include seizing your movable property, defacing your driving license and license disc, or reporting you to a credit bureau.   For more information on how to query your fine, pay your fine, going to court, and more fine-related topics, visit http://www.aarto.gov.za/.   Read next: When to Renew Your Motor Vehicle Licence  Drinking and Driving – What the Law Says     Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information.
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Man examining windscreen wiper blades on automobile.
Guide to Windshield Wiper Blades
Living in a sunny country like South Africa, windscreen wiper blades often get overlooked – until it rains. Yet, they play such an important role in road safety that they should be kept in good condition consistently. This is so easy that you can perform regular wiper blade maintenance yourself to prolong their lifespan. All it takes is a quick monthly inspection and cleaning.   What Causes Wiper Blades Wear to Out? It matters little whether you experience dry summers or wet winters, your car’s wiper blades have a limited lifespan. However, environmental factors certainly play a major role in their deterioration – in fact, more so than actual usage. Depending on which part of the country you’re in and where you park daily, wiper blades can last on average between 6 to 24 months. These are the most common causes that cause deterioration: Heat – Worn wiper blades are most commonly caused by heat and ultraviolet rays of the sun. Oil, wax, sand, grit – Silicone blades are more resistant to deterioration than the rubber variety, but caring for your existing rubber blades will help them to last longer. 5 Common Windscreen Wiper Blade Problems and Tips Skipping/chattering – This can happen when the vertebra or frame of the blade becomes bent, curved, or warped, sometimes caused by lack of use, causing contact between the glass and the rubber to become inconsistent. Badly bent blades should be completely replaced as distorted blades can cause damage to your windscreen. Tip: Check that your wiper fluid is topped up, as wiper fluid adds 'wetness' to water, helping the wipers glide more easily.   Streaking – Unless your wiper blade has accumulated foreign objects or substances, such as tree sap or road tar in the squeegee, streaking can happen when the rubber becomes hard and dry and eventually begins to crack. Tip: Keep your windscreen wiper blades soft by cleaning them regularly with rubbing alcohol or a rubber protectant.   Smearing – Bugs, oil, bird droppings, or tree sap can all contribute to an even more messy windscreen as soon the wipers are turned on – so can dirt build-up on the wipers themselves. Tip: Keep dirt and grime accumulating on your wiper blades by wiping them with a clean cloth dampened with white vinegar.   Squeaking – This noise could be caused by too much tension or friction between the glass and the rubber. Tip: Check that the blades or wipers are not too tight against the windshield.   Split wiping –  Rubber squeegees that have aged lose flexibility and softness, making it difficult for them to maintain proper contact along the length of the rubber. Sun damage on the rubber can also cause damage to the squeegee. Tip: Rubbing alcohol will keep the blades soft, but blades that are too old should be replaced. Although petroleum-based products help to soften rubber blades temporarily – they can make the situation worse over time.   In a country where we depend so much on our cars for everyday transportation, as mundane as wiper blades may seem, they are a critical safety aspect of driving. Keeping them well-maintained contributes towards continued proper visibility while driving, as well as prolong their life three times over.   Overall, keeping your car in good condition means you’ll likely be able to trade it in or sell it for a better price when the time comes. Auto Pedigree’s Vehicle Interior & Exterior Maintenance product helps minimise wear and maximise its value. For more information contact your nearest Auto Pedigree dealer.   Read next:   https://www.autopedigree.co.za/blogs/Tips-to-lower-car-maintenance-costs https://www.autopedigree.co.za/blogs/How-To-Maximise-The-Value-Of-Your-Car       Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree.
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Petrol or diesel?
Petrol or Diesel – Which Car To Buy?
If you’re looking to buy a vehicle and are overwhelmed by the choices on offer, there’s one more thing to consider: petrol or diesel? Both have advantages and disadvantages, and both are continually making strides in the manufacturing of new vehicles.   Diesel driven cars are not the noisy, smoky vehicles they used to be ten years ago. Advances in engineering technology have made it such that they compare favourably against petrol-driven cars both in performance and refinement. All the while the gap between petrol and diesel is closing. Manufacturers are working to improve torque for petrol engines on the one hand and responsiveness for diesel engines on the other.   Here, we look at the pros and cons of both types of fuel. As with any purchase you make it comes down to you as an individual and your priorities. What do you want most from your vehicle?  Consider the running costs as well as driving preference, and then assess the comparisons below to help you make up your mind.   Petrol Powered Vehicles – Pros & Cons Advantages Cars are less expensive to buy. Maintenance costs are lower. Tend to weigh less than the diesel equivalent - an important consideration for high performance. New-generation petrol engines are becoming smaller, lighter and more efficient with little performance loss. The price difference between petrol and diesel is narrowing - petrol will soon become cheaper to buy.    Best if you’re using your car mainly for city driving. Disadvantages Less fuel-efficient at 27%compared to 35% for diesel. Higher depreciation rate than diesel cars. Emits more carbon dioxide, carbon monoxide, and hydrocarbons. Lower torque in small petrol cars is more vulnerable on highways. Overtaking requires more frequent gear-changing.   Modern Diesel-Powered Vehicles Advantages Smoother than 2- and 3-cylinder petrol engines. Gets good mileage and delivers better fuel economy at 15 – 20% less fuel consumption than petrol. No need for ignition tune-ups since they do not have spark plugs or distributors. Engines are more solidly built to withstand the higher compression and therefore last longer. Able to produce higher torque or ‘pull’ at low speeds allowing them to overtake easily. Delivers good fuel economy even when towing. Diesel engines do not use spark plugs or distributors and therefore have no need for ignition tune-ups. Disadvantages Tend to be more expensive to buy. Diesel fuel costs typically more than petrol. Servicing and repairs tend to cost more than petrol. While routine maintenance costs are similar for petrol and diesel, serious problems such as a clogged particulate filter in a diesel engine can mean an expensive replacement. (Tip: This happens if you use your diesel vehicle mainly for city driving. Taking the car out for a drive on the motorway regularly enough will help clear the filters.) The more advanced technology makes it more expensive to repair. (Tip: Keep it well maintained regularly.) Produces more nitrogen particles, sulphur dioxide, and black smoke particles. Despite lower CO2 emissions diesel particles are linked to breathing disorders.   In Summary In summary, if you intend putting in a lot of driving especially on the open roads and long journeys, diesel is a good choice. But if use your car mostly for short distances and city driving, a petrol-driven city car would make better sense.   Bear in mind that the diesel particulate filter (DPF) in modern diesel vehicles can clog if you don’t drive it regularly on the open road. This filter is an important component as it helps combat pollution, but a clogged filter is a costly expense. If your travel is mainly local, diesel may not be a good choice.     Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree.  
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8 driver qualities to aim for
Average Driver or Advanced Driver?
In a European study that examined the psychology of road safety, it was found that different people respond differently towards other drivers when interacting on the road. The research identified seven driver personalities, such as The Competitor, who always needs to be ahead, and The Escapee, who must have some form of audio going – talking on a cell phone included. These driver types match a lot of the traits and habits of average drivers.    In one simple phrase, an advanced driver is –  according to MasterDrive – “a driver that is better than average” – meaning, one that is accomplished, competent, and exceptional. Sadly, most good drivers are merely average, because exceptional competence cannot be solely achieved from driving experience on the roads. Rarely do we encounter dangerous or life-threatening situations that we have to negotiate ourselves out of in the blink of an eye. This is what advanced driving teaches and prepares you for.    More importantly, advanced driving is not only about the ability to manage those extreme conditions, but very much about attitude and how you conduct yourself on the road on a daily basis.    What is Advanced Driving? The skill and ability to control a vehicle requires a high standard of driving competence. This competence encompasses personality traits coupled with actual driving skills which many drivers think they have, yet the number of accidents and road deaths in South Africa every year continue to astound.  Signs of an Advanced vs. Average Driver The driving style of an advanced driver makes safety a top priority. Speeding (unless in an emergency and approached with safety) is a sure sign of a lack of all the above traits and competencies. Exercising restraint to cut in, overtake, or speed takes a certain amount of level-headedness and a rushed or hurried attitude is a glaring indicator of a less than average driver.    Driving Skills  Vehicle handling and speed control in a smooth, calm, and systematic way – in any situation. Qualities  Self-confidence Courteousness  Mindfulness Concentration Observation Anticipation Restraint Intuition Spatial awareness Composure   Good - Advanced Driver Qualities Bad - Average Driver Qualities Anticipating & observing Speeding for no real reason Showing courtesy Impatience – cutting in, overtaking  Smooth and composed style of driving Hurried and rushed style of driving Keeping a decent distance while driving and stopping behind Driving up and stopping too close behind Focused on the road Distracted with devices, children, etc.   Tips for Good Driving Habits  Of course, not having an advanced course under your belt does not make you a bad driver, but neither does simply passing your driver’s test make you a good driver. However, becoming a good driver costs nothing – continually striving to improve your road safety skills is a must.    The following tips are rules that you would have learnt when studying for your learner’s licence: Communication – Assumptions result in accidents. Even when it seems obvious, the other driver has no idea what you’re actually intending to do. For example, even if you’re in a Turn Right Only lane, you still have to indicate.  Patience – Drivers are all too familiar with road rage, but if we all exercised just this one thing and that is patience, we could eliminate it completely. Limitations – Even good drivers have limitations, and the main one is not being able to read the minds of other road users, so practice defensive driving. Also, understand the power (or lack) of your vehicle and work within its limits. If you don’t think you can overtake a truck quickly enough then don’t.  Motorbikes, cyclists, pedestrians – These road users deserve as much respect and courtesy as car drivers at the very least. They take up less space on the road and create less air pollution – make way for them and let them ride and walk in safety.  Basic physics –  for example, travelling speed relative to the distance of other objects in the travelling direction. If an object is closer, slow down ahead of time, not at the very last seconds. Safety aside, you’ll save a lot on your car’s wear and tear.    So while an advanced driving course is an excellent investment and highly recommended, it doesn’t mean you shouldn’t continue to hone your driving attitude and skills with practice. Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree.
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Calculating a car purchase – stack of coins, red car, pen, sheet, and calculator on desk
Cash or Finance – Which is Better?
You’re looking to buy a car and have a sum of money in the bank you could use towards the purchase. But you’re not sure whether to spend it or apply for vehicle finance instead.   We’ve been told that buying anything of high value would be best to pay cash rather than applying for a loan. This does make a fair amount of sense since financing a car means paying interest that adds up substantially to the total cost of the car.    Cash or finance, everyone’s situation is different. There are many variables to consider, such as initial deposit amounts, lender interest rates, the potential income from investment of your cash, your credit rating, and even the alternative ways to finance a car, such as personal loan, utilising an access bond facility of a home loan, credit card, and leasing. In this article, we highlight the main pros and cons of financing versus cash purchases.    Advantages of Vehicle Financing With vehicle finance and your savings or investment intact, you’ll retain your savings that can be used as backup funds in an emergency.  In the longer term, you’ll have both an investment and a paid-up vehicle as part of your net worth. Other benefits to consider: Potential income from investment of spare cash An investment of savings earns income (interest, dividends, capital growth, etc.) and using cash to buy a vehicle will reduce, or even eliminate, the opportunity to generate investment income. However, it’s important to compare the interest cost of vehicle finance with the potential investment income. Investment income, net of any tax, will very rarely be more than the interest cost of vehicle finance. Improve your credit record You can benefit from using vehicle finance by establishing a good credit history which will make it easier to obtain credit in the future. As long as you make your monthly payments timeously the bank will see you as a relatively low-risk borrower and may afford you a lower interest rate for future finance agreements. At the very least it will make your life easier when applying for future loans. More purchase options With financing, you may also be able to choose a better car as the cost is spread out over time. However, a better car, should not be taken as a ‘fancier’ car, but rather a better quality car – one that has been quality-checked, has a full service history, and purchased from a reputable dealer.    Overall, vehicle finance affords you the opportunity to purchase a car even if you have no money saved in the bank.   Read: How to Finance a Vehicle   Disadvantages of Vehicle Financing A finance agreement is a contract between you and the financial institution. The worst situations occur when you fail your monthly payments and the bank repossesses the vehicle. Not only does this leave you without a car, but could leave you in debt on something you will never own. Also consider: Interest rate Any form of borrowing from an institution incurs interest, which means ultimately, you end up paying substantially more than the car’s cash purchase price. With vehicle finance too, interests rates are amongst the highest of all forms of borrowing.   Ownership and repossession The vehicle doesn’t belong to you – until it’s fully paid off (including any balloon payment at the end of the agreement) it will still belong to the bank. And if you fail to make your monthly instalments, the bank will repossess the vehicle. Early settlement penalties If you want to dispose of the vehicle before the vehicle finance period is up, there is usually a penalty for early settlement, for example, an equivalent of three months' interest. Comparatively more expensive  Vehicle finance is usually more expensive than other forms of borrowing, such as an overdraft, personal loan, credit card, or home loan where there is an ‘access’ facility.   If you do go the vehicle finance route, ensure that you make your monthly payments on time so that it does not negatively affect your credit score.    VEHICLE FINANCING Advantages Disadvantages Return on investment Interest rate Improve your credit record Ownership and repossession More purchase options Early settlement penalties   Comparatively more expensive   Advantages of Cash Buying cash is just a more simple and straightforward process than financing. No application forms, waiting for approval, administration – basically, it’s so much less paperwork.    No interest The price you see is what you pay – once-off. Besides saving on interest and finance administration costs, managing your budget is easier without the extra monthly car instalment, which is usually one of the highest expenses in most households. When you add up the interest you would have paid, and compare it to the potential earnings from investing that cash amount, paying cash is nearly always the cheapest option. Full ownership Since the car belongs to you, there are no restrictions on how you treat it. You may modify the engine, re-spray it a different colour, or enhance the audio system, without any consequences from a bank or finance institution.  Emergency asset While it is a depreciating asset, (unless you buy a classic vehicle such as a 1962 Ferrari 250 GTO) should you run short of cash you can sell the vehicle, which would not be an option if you had financed it.  Trade-ins When you decide to replace the car with another one, you can use it as part-exchange by trading it in at a dealership who will give you a full valuation and make you an offer. The transaction is much simpler too, compared to trading in a financed vehicle which involves the complication of getting a settlement figure from the bank and likely incurring an early settlement penalty. Tax-deductibility. Investment income is usually taxable, whereas interest or finance charges on a vehicle purchase do not usually qualify for tax deductibility.     Disadvantages of Cash No credit history If you are trying to establish a credit record or improve your overall credit score, paying cash won’t help you. A car loan, even for a short period like six months is a good way to build up your credit score.  No emergency funds This cash may be better utilised in other ways, including as a safeguard against possible emergencies. Lost investment income When comparing investment income with finance charges, very rarely will investment income, net of tax, exceed the cost of vehicle finance.    BUYING A CAR CASH Advantages Disadvantages Full ownership No credit history Emergency asset No emergency funds Trade-ins Lost investment income   In Summary Interest charges on vehicle finance are usually at a significantly higher rate than most other forms of borrowing. This interest adds up to a substantial amount over the period of the vehicle finance agreement. On the other hand, when buying cash, you will lose the potential income which could be obtained from investing that cash. It is, therefore, necessary to compare the cost of vehicle finance with the foregone investment earnings (interest, dividends, capital growth, etc.) after tax, where applicable. In nearly all cases it will be cheaper to buy for cash.   Whichever route you decide should fit your unique circumstances. Depending on your available funds and how much you want to spend on a vehicle, you might even consider both options. There’s nothing stopping you from putting down a cash deposit and applying for finance for the balance amount.    If you’re looking for a quality, used car at affordable prices, Auto Pedigree’s deal assistance offers a variety of payment options on a wide range of vehicles.   Read next: https://www.autopedigree.co.za/blogs/what-is-vehicle-finance https://www.autopedigree.co.za/blogs/how-to-finance-a-vehicle https://www.autopedigree.co.za/blogs/financing-a-vehicle-without-credit-history     Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree. 
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Bird's eye view of traffic tracking
7 Vehicle Safety Features to Look Out For
It’s an avoidable fact of life – every time you drive your car out onto the roads you put yourself at risk. Statistically, it’s more dangerous driving on the roads than flying in an aeroplane. This is why many car manufacturers work tirelessly to introduce innovative technologies that can help make driving safer for all.   When on the market for a new car, you may want to consider which safety features out there are important to you. Forward Collision Alert Detects an impending collision with another vehicle ahead of you and alerts you in order for you to brake or avoid it in time.  Automatic Emergency Brakes Detects an impending collision with another vehicle and first alerts you. If you fail to take action or are too slow to avoid the crash, the automatic braking system takes over to avoid or reduce the severity of the crash.  Dynamic Brake Support Supplements your own braking if it is not sufficient to avoid a collision. Lane Departure Warning A camera monitors lane markings and alerts you when the car is unintentionally veering out of its lane without indicating a turn signal.  360° Vision  A CCTV system that provides 360° visibility – a complete bird’s eye view of every angle of your vehicle on one screen. Adaptive cruise control Also known as dynamic cruise control, this system automatically adjusts your car’s speed to maintain a safe following distance from vehicles ahead. Night Vision Until it becomes more affordable, this safety feature is not mainstream yet. The system helps drivers see better in the dark with the use of infrared light and can detect pedestrians on the road in front.  In Summary   While it may be correct to say that flying is safer than driving, the fact of the matter is that there are too many drivers that are unlicensed, driving under the influence of drugs or alcohol, distracted while driving, and many other reasons that lead them and other road users into accident situations. Safety features or not, remember that the most important safety feature is the one in control of the wheel.    Also read:  Vehicle Terminology – what do they all mean? Vehicle Acronyms – What Do They All Stand For?     Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree. 
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Credit score monitor on smartphone
Where to Check Your Credit Score
Did you know that you have the right to one free credit report per year? Once a year, you have the right to obtain a credit report from any of the credit bureaus in South Africa.    A credit report is a summary of your financial background, and includes your credit score which is an indication of your financial decisions. When applying for a loan on a vehicle or any other big purchase, banks and other financial institutions who are the money-lenders, will use this credit score as part of their decision on whether to approve your loan or not.    Read more on our Guide to Credit Scores.   5 Categories that Influence Your Credit Score As mentioned in our credit score guide, there are several factors that influence your credit score. Essentially, to determine your score, there are five major categories of calculation to determine your credit score: Payment history  Credit to debt ratio  Credit history  Credit types  New credit or credit enquiries How Do Credit Bureaus Calculate Your Credit Score? Credit bureaus have their own methods of calculating credit scores since there is no a standard way. Therefore, your score can differ from one credit bureau to another. These are some main areas that they place importance on: Your purchasing behaviour and how much debt you have incurred Employment circumstances How you compare to other consumers Free Online Credit Score Checks While obtaining your credit score is important, it’s something you won’t be able to calculate yourself. Only the credit bureaus know the formula, but you can get your credit score calculated online for free.   Key information you’ll need to provide is your South African identity number, employment status, and monthly income. Try one or more of the following sites: Get a comprehensive overview of your credit information and detailed credit history. See your current credit score, what is going on with your accounts, and any defaults and judgments against you on gocreditreports.co.za  Get a free credit report and credit score on financeman.co.za Sign up and receive your credit history, current payments and balances, alerts, and credit score through one user-friendly dashboard on mycreditcheck.co.za An updated/ once-off view of your TransUnion Credit Report and displays any adverse court action taken against you on transunion.co.za Check your credit score and get tips to improve it on clearscore.co.za mycreditstatus.co.za is not a free service but for those who want to improve their score, they offer a membership subscription and money-back guarantee. Note: We have not tested and are not recommending any of these sites but merely providing you with a shortlist as a starting point.    Remember that you’re aiming for a higher score. Between 600 – 619 puts you in the middle ground, and you should try and increase your score to a minimum of 620. For more information on credit score ranges read our guide to credit scores.     If you’re looking for vehicle finance, Auto Pedigree has arrangements with all major banks in South Africa. Applying is easy, just fill in the finance application form in a few easy steps.        Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree. 
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What to do if you're involved in an accident (infographic)
What To Do When You're Involved In An Accident
There will be minor accidents and then there will be more serious collisions involving bodily injuries. What to do in each case will differ, but the basic procedures are similar.   Immediately After the Accident Occurs Assuming you yourself are not hurt; this is a step-by-step checklist to follow as soon as an accident happens:   Stop – no matter how minor an accident may seem, driving away from an accident is a criminal offence. Besides the fact that any damages you decide to claim for will be rejected, it’s simply the human thing to do. Unless you’re blocking the flow of traffic, do not move your car until an officer has arrived on the scene and taken down details. Failing that, be sure to take clear photographs to mark the position of the vehicles before moving them, as well as the damage made. Ensure the scene is visible as a warning to other motorists – switch on your hazards and use your warning triangle. Assess the situation. Is anyone hurt? Yes? Proceed as follows: Do not move the injured person. Call the ambulance 10177 and take note of the street name and nearest corner of your location. Call the South African Police Service 10111 If you cannot remember the above numbers call the general emergency number 112 who will put you through to the relevant department No? Proceed as follows: See point 1. Exchange details with the other driver Full names ID number Residential address Telephone numbers Car registration number Description of vehicle: make, model, colour Insurance company details Note details of the accident Date and time Location Eyewitnesses Tow truck information Names and station of police officers   After Leaving the Accident Scene As soon as possible: Report the accident within 24 hours at the nearest police station. This is especially important if the other party is not covered by insurance. You should receive an accident report number. Notify your insurance company – you will need to provide your policy number, accident report number, and all the detailed information you noted at the scene. Go for a medical check-up – high impact collisions can cause sudden jerks to your body affecting your internal organs and skeletal structure. Some injuries may not be immediately apparent so taking a little time off to do this is worth avoiding potential issues afterwards.   Disclaimer: This information is for educational, or entertainment purposes only. It must not be construed as advice, medical, legal, financial, or otherwise. We do not make any warranties about the completeness, reliability, and accuracy of this information. The views and opinions are those of the author and not necessarily those of Auto Pedigree.
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